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Debt Consolidation


What is debt consolidation and is it right for you?

Our debt consolidation debt management program is a plan that enables the interest rates on your credit cards and other unsecured debts to drop significantly, and you will be out of debt quickly.

Did you know that if you are only able to pay the minimum monthly payment amount on your credit cards, it can literally take you decades to get out of debt because of the unreasonably high interest you are paying?? (Use our debt calculator to easily figure out how long it will take you to pay off your debts with your current interest rates.)

On our debt consolidation program which offers significantly lowered interest rates, much more of your money is being applied to pay off the original borrowed amount (the principle) instead of paying off interest fees. Also, our debt management plan allows you to consolidate your existing unsecured debts by combining them into one convenient monthly payment.

Debt Consolidation Made Easy at DCC

Debt consolidation has never been so easy. At Debt Counseling Corp., you will pay significantly lower interest rates. DCC has established relationships with just about every creditor out there. DCC also has an educational and training program that will keep you informed about debt-related issues. You will always be up-to-date on the latest financial information and how it pertains to you. DCC also makes debt consolidation convenient and stress-free. We will automatically distribute your payments to each one of your debtors for you, so you will never have to worry if your monthly payments were received on time. Soon you will see your interest rates drop significantly, and you will be out of debt much more quickly.

Find out more about our debt consolidation debt management program.

Your future is bright with DCC! Our debt management program will help you pay off your debts easily and effectively.

Kinds of Debt

People experience all kinds of debt. Some of it is “secured” such as a car loan or a mortgage, which uses a valuable asset as collateral. (Collateral is a kind of insurance for the lender, which can re-possess the asset if you don’t make your payments on time.)

But most of us carry what is called “unsecured” debt, which does not have collateral attached to it. Unsecured debt can have high interest rates, making it a difficult and lengthy process to get rid of. With high interest rates, most of your minimum monthly payment goes to paying only the interest and fees, while the original amount of the debt (the principal) barely gets touched.

On DCC’s debt consolidation debt management program, your interest rates will be significantly reduced; therefore you can get rid of your debt much faster.

Find out more about the types of debt DCC can assist you with.

What Debt Consolidation is NOT

Many times people get confused about what debt consolidation is and what it is not. Most people think that debt consolidation is the same as debt settlement. Debt settlement has many serious disadvantages, such as typically having a significantly negative impact on your credit score for 7-10 years. By contrast, our debt consolidation program does not affect your credit score negatively. Also, with debt settlement, you are required to pay the entire amount due in a lump sum.

Find out more about the advantages of debt consolidation, and about what debt consolidation is not.

Who Qualifies

Most people who are looking to get out from underneath their debt can qualify for DCC’s debt consolidation debt management program. Everyone can benefit from our free advice and guidance.

If you are looking to finally gain financial freedom and rid yourself of annoying debts hanging over your head, let us get you back on your feet. Find out more about qualifying for our debt consolidation debt management program.

Start living a debt free life with help from DCC’s debt consolidation debt management program. Contact one of our certified credit counselors and learn about ways you can achieve financial freedom. Call our toll free phone number at 1-888-354-6332 or complete the online information request form.

The days of worrying about your debt are just a mouse-click away!
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