How Will This Program Affect My Credit Rating?
DCC does not report information to any credit agencies.
If you are current with all of your bills and you have a satisfactory credit score, your rating should remain virtually unchanged. As long as you make your monthly payments to the Program on time, your payments to your creditors are considered to be on time as well. If your credit rating has been poor, once you join the Program, make timely monthly payments and reduce your debt more quickly, your credit worthiness will soon improve. Please refer to the website www.myfico.com for further information about how credit counseling programs are not considered when credit scores are calculated.
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